The Secrets The Banks Don't Want You To Know!!!

LEARN INDUSTRY SECRETS THE BANKS DON'T WANT YOU OR YOUR CLIENTS TO KNOW...

How I Saved My Client Over $230,000 In Interest That She Will NEVER Have To Pay To The Bank Using the award winning service provided through United First Financial, I have shown my client how to pay off her mortgage in 7 years and 9 months.
-She won't have to refinance her mortgage-
-She won't have to make extra payments
-She doesn't have to modify her loan-
-And She definitely, most importantly doesn't have to change ANYTHING she's already doing!

INSTEAD, SHE NOW PUTS HER PAYCHECKS TO WORK FOR HERWho wouldn't want to take advantage of the opportunity to pay off the biggest loan they have and create wealth for themself? Be the real estate agent, mortgage broker, or consultant that not only sells your client all the elements to make the purchase of their home possible, but be able to quote them a 7 year (or less) payoff before they sign on the dotted line. How Does It Work Kaci? The Money Merge Account works off of three components:
1. Your Existing Primary Mortgage In order for the U1st MMA Program to successfully work, you must have an existing mortgage on your home. You do not need to modify the terms of your loan or even change banks. You mortgage will stay with the same lender.

2. An Advanced Line of Credit (ALOC) or Advanced Savings Line (ASL) or Home Equity Line of Credit (HELOC)
The MMA Program uses an advanced line of credit (personal line, business line, credit card) or your savings account which will act as an advanced savings line (ASL) is used as the tool as the vehicle to make the software run. If you use a line of credit instead of your savings account as the tool to drive the software, you must be able to use this line of credit like your checking account, it must be open-ended. Combined with the MMA's web-based system, this creates a formula in which the money in your line of credit or your savings account that will cancel interest on your mortgage and any other debt.

3. United First Financial Service
The online MMA system makes a connection between your bank account, the advanced line of credit, and your primary mortgage. By simply depositing your income into your Advanced Line Of Credit. By decreasing your mortgage balance, you now lower the balance on which interest accrues. By decreasing the balance on your primary mortgage you not only cancel a significant amount of interest, but you also accelarate the amortization schedule, speeding up the time in which your loan will be paid off.

THE TYPES OF RESULTS A CLIENT CAN SEE

On the Money Merge Account Program, a $200,000 mortgage at a 6% interest rate could potentially be paid off in 10.4 years; and save over $231,677 in interest...without changing your client's monthly budget. The Money Merge Account has been featured in : True Wealth Magazine

Thinking of starting a home based business or are you looking to earn some extra income? This edition of True Wealth Magazine dedicates a good portion to the explanation of the Money Merge AccountTM and gives detailed information for anyone looking to start a home based business. United First Financial provides the opportunity for individuals to become sales representatives. Over 30 pages of information about United First Financial and the MMA system is in this edition.

"Since joining United First Financial, Stephanie Cannon has earned a significant income, spends as much time with her family as she pleases, and reached Branch Manager faster than anyone in company history. Not bad for someone who was skeptical about being an agent in the first place.

"To be debt-free, to have money so that you can travel, that's a bonus, but the real goal is to be together as a family. This business is helping us get to a place where we can spend time with each other and I couldn't ask for anything more. It's incredible".

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Personal Real Estate Investor

Personal Real Estate Investor Magazine is the only independent newsstand magazine that addresses this $300 Billion annual market for personal real estate investment. Personal Real Estate Investor Magazine is a magazine read primarily by:

Successful individual real estate investors,
Informed homeowners, and
Inquisitive traditional traded asset investors

United First Financial has dedicated 16 pages to the Money Merge AccountTM System in this edition. Additionally, the program was awarded the Editor's Choice Award. America's best selling real estate investment business and finance magazine title for individual investors is now available on major newsstands everywhere.

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Broker Banker Magazine

United First Financial was recently named Company of The Month by esteemed prominent west coast loan originator magazine, Broker Banker. Recognized as the emerging leaders within the industry, the founders of United First Financial are interviewed by Jennifer Hadley. In this piece she gives a thorough look into the backgrounds and lives of the U1st Team, how they identied a need for this type of service and how they believe that the Money Merge Account TM System will re-define the climate of our financial economy as we know it.

"John and Skyler decided initially to offer their clients debt reduction plans such as bi-weekly payments, but they still weren’t satisfied with the results. That was, until 2002 when they stumbled across the Current Account Mortgage (CAM) concept which accounts for at least 1/3 of all mortgages in the United Kingdom, Australia and throughout Europe. While Skyler and John hit a road block trying to duplicate this successful system in the U.S. (due to banking laws and restrictions), they were convinced that the foundation of the CAM could and should be mimicked here. A CAM essentially allows homeowners to use their money (which would otherwise be sitting in a checking account, earning minimal interest) to instead, reduce the principal owed on their mortgage. Simple math indictates that the lower the principal amount owed; the less interest a homeowner will pay."

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Mortgage Planner Magazine

U1st continues to gain momentum and recognition throughout the industry. In this industry-wide magazine, read about the success of the Money Merge AccountTM System and how it can grow the business of any professional within the real estate and financial industry.

-Real Estate Agents/Brokers
-Mortgage Brokers
-Builders/Developers
-Insurance Agents

Homeowners across the United States are being educated to the benefits of this program.The future of the mortgage industry is changing and those mortgage professionals that incorporate the Money Merge AccountTM into their business will survive this economic decline and change the lives of their clients.



WHO IS UNITED FIRST FINANCIAL?United First Financial in only two years has helped consumers and homeowners pay down over $150,000,000 in debt. Ernst & Young found U1st to be quite innovative for this phenomenal service and awarded them the 2008 Ernst & Young Entrepreneur of The Year Award.WHO'S TALKING ABOUT U1st?

SUZE ORMAN

Mark Victor Hansen
We've been featured in an array of magazines showing readers nationwide how this program can change their lives. Take a read below.

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Want to learn more information? Give me a call or fill out the form on our site.

Kaci J.
Independent Agent #929428
kacij.jackson@gmail.com
C: 248.346.6718
O: 313.285.1300